Housing Counseling

CICD provides counseling for 1st time home buyers; foreclosure prevention; and some credit counseling. CICD partners with HUD, IHDA, and other agencies; both public and private, to provide this counseling.

Our Services, Your Solutions

Home Starts Here. Let’s talk about
Who’s eligible for Housing Counseling
and How we can Help!
Pre-purchase home-ownership counseling includes discussions on:

How much home you can afford
How much down payment you’ll need
Mortgage definitions
And much more!

Buying your first home is exciting, but can be overwhelming. It doesn’t have to be.

If you are concerned about your financial situation and the chances of keeping your home, CICD, Inc. can provide you with a number of solutions to help you protect your credit, control future costs and modify your loans to keep your home.

Services we offer include counseling for:

Short Sales
A short sale is a common and recommended solution for homeowners who want to avoid foreclosure while protecting their credit.

If temporary financial strain is preventing you from making payments, we work with your lender to help you get your payments postponed.

Loan Modifications
If you’re still able to make payments but cannot make the amount required, we may be able to work with your lender to modify the payment or loan agreement.

Deed in Lieu
If you are unable to make payments and are struggling with your debt, you may be able to voluntarily exchange the title of your home for a discharge of debt.

Mission Statement

Welcome Home is a comprehensive housing counseling program that aims to assist families in researching, purchasing, and maintaining decent and affordable homes. Our agency’s impact and commitment to the community we serve continues to motivate our processes.

Contact Us

Office Phone


Housing Counselor


Mail To

P.O. Box 228, Decatur, IL 62525


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